OAFM Event – September 27, 2019

October 1, 2019

Despite our advanced technology , we still have classy PENmanship. #yourfwb #lifeinsurance #groupbenefits #insurance #OAFM

How Can I Use Life Insurance To Cover My Mortgage?

September 25, 2019

Let’s take a look at some reasons you should get your mortgage insurance directly from an insurance company. Premiums With mortgage insurance, everyone pays the same premium. There are no discounts for being a non-smoker or being healthy (or being a woman who will statistically live longer) which usually means you’re usually not getting the…

Who Needs Life Insurance ?

September 17, 2019

Do you have a partner? The biggest misconception is thinking you don’t need life insurance until you have children. Even with the income of the surviving spouse, would that be enough to pay off debts and still cover monthly bills? Life insurance is a way to solidify financial stability for your partner.   Are you…

What Type Of Life Insurance Exists ?

September 13, 2019

Term Life Insurance Best suited for more temporary expenses that have an end date such as mortgages, putting your children through university, business obligations or buying out shares Term insurance covers you for a specific time and has an expiry date. Most common terms are 10 or 20 years. May be renewable at higher premium…

Employee Retention – Reduce Turnover – and Just Showing Off.

June 21, 2018

In one word, what is every business’ worst nightmare? .. TURNOVER. It can be a business’ greatest avoidable expense. A business in itself can’t move. It needs people to create relationships, process orders, balance the transactions, and simply operate.Turnover means all your original investment into training and developing that relationship with that employee is wiped…

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$130 out of your own pocket?! No thank you! Thankfully we sell insurance.

January 24, 2018

Ever since the new OHIP+ have been implemented on January 1, 2018, it states that anybody at the age of 24 and under is covered by OHIP. This includes limited medication eligibility. The Ontario Drug Benefit Program pays for more then 4,400 drugs but have already caused complications at the counter. Luckily, here at Your…