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Healthcare
Spending
Accounts

Pay-as-you-go | No deposit required
Choose your budget

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Fully understand the costs of a healthcare spending account by using our free, simple online calculator

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CALCULATORhealthcare spending account

PAY-AS-YOU-GO

This credit-based Health Spending Account (HSA) allows employers to declare a pre-defined amount per employee and get billed only when claims are submitted. If an employee leaves the company’s benefits plan, any remaining balances are no longer available for them to use. There are no set up fees.

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BUSINESS OWNERS

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BUSINESS
OWNERS

Can I qualify for a spending account?

Yes, you're eligible as an individual incorporated business owner, working as a standalone plan! Run your health expenses through your copororation as a tax-free benefit and save corporate tax dollars.

What if my dependents already have an insured plan?

Employees can then submit costs to their dependent's plan, and remaining costs will run through the HSA.

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SMALL TO MID-SIZE
BUSINESSES

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SMALL TO MID-SIZE
BUSINESSES

(2-50 employees)

You don't have to compromise flexibility in your plan design as a small business.

Whether you start with an HSA – a great starter benefit plan, allowing employees to spend on what is perfect for them – or a flex plan, combining both HSA and WSA items to customize benefits for employees' lifestyles.

Setup and management are completely digital – no paperwork here! Plan admins must complete just two steps – add and delete employees from the system, and ensure funds are within the account for claims to be processed and withdrawn effectively.

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LARGE BUSINESSES

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LARGE BUSINESSES

(50+ employees)

Do you want customization along with your current traditional benefits?

Unique spending accounts can be added as top-ups to existing insured plans – whether you want to provide additional HSA items or add customizable WSA items to meet expanding employees' needs. Better yet, the myFlexplan combines both, allowing employees to pick and choose what they want individually and ensuring healthy lifestyles

Setup and management are completely digital – no paperwork here! Plan admins can easily add or terminate employees and run varied reports.

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