Most people believe that only the primary earner in the household needs life insurance. The loss of the main source of income would be detrimental to a family. Ask yourself, should stay-at-home parents have life insurance in place too? The answer is yes, for a few reasons. Childcare Do you have any friends or relatives…
Are you heading south for the rest of the winter?
Have you decided to run South for the remainder of these cold months? Whether you are a snowbird or just looking to add to check off another item on your vacation bucket list, your travel plans should always include Travel Insurance. Maybe you already have Travel Insurance in place but you are weary as to…
How Can Life Insurance Benefit My Family and I ?
How can I give help my family? Nothing is more important than the safety and well-being of your loved ones. Buying insurance is an excellent way to help care for those who rely on you. It shows you desire a positive future for your family and offers reassurance…
Are you aware of the new OHIP changes?
Changes to the Ontario Health Insurance Plan (OHIP) were effective October 1, 2019, leaving several services unfunded for coverage. The major changes include: De-listing imaging for most sinus problems Loop recorders used for the monitoring of heart disorders will no longer be covered OHIP will continue to fund more effective testing to diagnose infertility, but post-coital…
OAFM Event – September 27, 2019
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You can never have enough swag! Different color pens, first aid kits, coolers, anti-stress coloring books and coffee! 5x Gold Sponsor of the OAFM – Ontario Association for Family Mediation #OAFM #YourFriendWithBenefits #friendwithbenefits
How Can I Use Life Insurance To Cover My Mortgage?
Let’s take a look at some reasons you should get your mortgage insurance directly from an insurance company. Premiums With mortgage insurance, everyone pays the same premium. There are no discounts for being a non-smoker or being healthy (or being a woman who will statistically live longer) which usually means you’re usually not getting the…
What is Charitable Giving using Life Insurance ?
Millions of Canadians make donations to the charities of their choice each year. However, many donors are left wishing that they could do more for the charities that they love. There are 3 major reasons to use life insurance as a means of charitable giving: 1. Insurability Advantage:…
Do you have a partner? The biggest misconception is thinking you don’t need life insurance until you have children. Even with the income of the surviving spouse, would that be enough to pay off debts and still cover monthly bills? Life insurance is a way to solidify financial stability for your partner. Are you…
What Type Of Life Insurance Exists ?
Term Life Insurance Best suited for more temporary expenses that have an end date such as mortgages, putting your children through university, business obligations or buying out shares Term insurance covers you for a specific time and has an expiry date. Most common terms are 10 or 20 years. May be renewable at higher premium…
